Friday, March 15, 2013

Benefits of a Target Red Card (Especially for Apple Products)

I love my Apple products - my iPod, iPad, iPhone.  Yes, I own them all (except for a mac, I'm just too attached to PCs).  Anyway, the products are great.  But the one thing I don't like about Apple products is that you never see them on sale.  Sure, you may get a discount on Black Friday, or a store may offer a gift card with your Apple product of choice.  But those are usually your only choices if you want a deal, and I don't know about you but I don't want to wait until November every year to buy what I want, and although a store gift card would be great I'd like an immediate price reduction, not money to use at a store later on.
This is where Target comes in.  I was able to buy an iPad mini this week and spent only $297.83 instead of $329.99.  How?  Let me explain.
The Target Red Card is awesome.  If you have a Red Card debit or credit you save 5% off just about everything in the store, and online.  This 5% discount also applies to Apple products.
So, yay, 5% off!  Right?  But wait, there's more.
Target also offers Rx Rewards.  If you fill five prescriptions at a Target Pharmacy, you will get a rewards card for 5% off an entire day of shopping.  A lot of people think so what, big deal?  I already get 5% off with my Red Card. But the thing a lot of people don't know, or don't realize, is that you can use it IN ADDITION to your normal Red Card Savings.
So let's go back to my iPad Mini example.  Regular price is $329.99.  With my normal Red Card discount that price went down to $313.49.  But when my Rx Rewards card was scanned it brought it down another 5%, bringing the grand total (pre-tax) to $297.83.
My savings didn't stop there.  I stocked up on household items I needed (and used coupons on them) and saved 5%+5% on items I needed to buy anyway. Two items I needed were not in stock, so I came home, found them on Target.com, and was able to use my online Rx Rewards code to get 5%+5% off on those.  Lastly, I preordered an album coming out next week on the same order, and received 5%+5% off on the preorder as well.  The savings added up really fast.
The Red Card also has other advantages.  You get free shipping on Target.com on items (usually with no minimum purchase needed) and you also get an extended return period.
One thing to remember with Rx Rewards - they are only good for ONE day and the online code is only valid for one online order.  So make sure you have everything you need in your cart before placing the order.
Also one last thing about saving money at Target - make sure to check out the coupons on their site.  You can use them in addition to your manufacturer coupons.  So if you buy a roll of Bounty paper towels you can use the coupon you found in Sunday's paper and the one from the Target site on the same roll.  Just please remember not to try to cheat the system - if a coupon requires a specific number of items make sure you have at least that amount.
Let me know what kind of bargains you got shopping at Target!

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